Motorcycle finance explained
We offer three main finance products; Hire Purchase, Personal Contract Purchase and Restricted Use Loan.
Explore your finance options
Personal Contract Purchase (PCP)
PCP is a finance product offered by Honda Financial Services that provides a flexible funding solution and can offer lower fixed monthly payments than some alternative finance products. You will also have three options to choose from at the end of your agreement.
Hire Purchase (HP)
HP is the simplest and most straightforward way Honda Financial Services can help you to fund your new Honda. The interest rate and monthly payments are fixed for the duration of the agreement and when the last payment is made, the motorcycle is all yours.
Restricted Use Loan (RUL)
RUL helps finance accessories, clothing or even your motorcycle. Fixed monthly payments help you to spread the cost. It also allows you to take ownership of the goods from the start of your agreement.
Compare finance options
See PCP, HP and RUL side by side including the key features and differences, to help you choose the best option for you.
Latest offers
We have a range of finance offers to help you buy your new Honda. Please click here to find out more.
New Rider Programme
Spread the upfront cost of everything you need to get on two wheels, using our finance products. This includes training, test, motorcycle and rider kit.
Finance a used motorcycle
Honda Financial Services also offers finance for used motorcycles bought through a Honda retailer. Our Personal Contract Purchase, Hire Purchase and Restricted Use Loan options can help you spread the cost.
What would you like to do next?
Looking for something else?
Frequently asked questions
Find answers to common questions about our finance products, applications, agreements and support.
Download brochure
Download our Product Guide for a full explanation of our finance products; including how they work, what to expect during your agreement and your options at the end.