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How to apply for our finance
How to apply
If you would like to buy your Honda using our finance, there are two ways you can do this:
Online – if you're buying a brand new car, you can configure your new Honda, reserve it and apply for finance online.
In retailer — your Honda retailer will guide you through the application process.
Start your finance journey
Step 1: Privacy and Fair Processing Notice
We’ll explain how we will use your data and you can choose your Marketing Preferences.
Step 2: suitability & eligibility
We will check your eligibility to apply and make sure you’re satisfied your chosen finance product is right for you.
Step 3: finance application
Complete and submit your finance application. This usually takes about 20 minutes.
Step 4: receive a decision
Once your finance application has been processed, you will usually receive your decision within two hours.
Are you eligible to apply?
- Aged 18 or over
- UK resident — lived in the UK for at least 3 years
- Valid UK driving licence
- Email address and mobile number
- UK personal current account for direct debit payments
- Regular income to cover repayments
- Vehicle will be used for personal use only — not business purposes
Please note, the following are not eligible to apply with us:
- Taxi drivers
- Couriers Delivery drivers
- Driving school instructors
- Single hire operators
Have these ready before you apply
- Personal details — name, marital status and driving licence information
- Address history for the last 3 years
- Contact details — email address and mobile number
- Employment details for the last 3 years — employer name, address and job title
- Income and monthly expenditure details
- Bank account details — for your monthly direct debit
Honda Financial Services are committed to lending responsibly. We are a member of the Finance and Leasing Association and subscribe to their lending code.
Find your nearest Honda retailer
Your Honda retailer will guide you through the finance application.
View our latest new car offers and calculate your monthly payment
Explore the latest new Honda car offers, estimate your monthly payments and start exploring finance options online.
Looking for a used car?
Browse used Honda cars and search by vehicle type, budget or monthly payment through the Used Car Locator.
Related FAQs
Will applying affect my credit score?
When you apply for finance, we will complete a hard search of your credit file. There are no exact formulas, but it may cause a minimal reduction in your credit score. It would likely have a more significant impact if you were to apply for finance several times with the same or different lenders in a short period of time.
How long does the application process take?
Your Honda retailer can guide you through the application process and if you have all the relevant information to hand, it shouldn’t take longer than 20 minutes to complete.
What happens after I apply?
Once your application has been submitted, we often give you an immediate decision, but we always aim to respond within two hours. Sometimes we may request additional information to support your application and this may mean it takes slightly longer. Evenings, weekends and Bank Holidays may mean it takes a little longer. Once your finance has been approved and the delivery of your car is scheduled, we will email a link for you to read and electronically sign your finance agreement.
Can I apply for used car finance?
Yes, we offer finance for used cars sold through Honda retailers. Your Honda retailer will be able to guide you through the process.