How to apply for our finance
How to apply
If you would like to buy your motorcycle using our finance, contact your Honda dealer and they will guide you through the application process.
Applying for finance
Step 1 - Privacy and Fair Processing Notice
We’ll explain how we will use your data and you can choose your Marketing Preferences.
Step 2 - suitability & eligibility
We will check your eligibility to apply and make sure you’re satisfied your chosen finance product is right for you.
Step 3 - finance application
Complete and submit your finance application. This usually takes about 20 minutes.
Step 4 - receive a decision
Once your finance application has been processed, you will usually receive your decision within two hours.
Are you eligible to apply?
- Aged 18 or over
- UK resident — lived in the UK for at least 3 years
- Valid UK driving licence
- Email address and mobile number
- UK personal current account for direct debit payments
- Regular income to cover repayments
- Vehicle will be used for personal use only — not business purposes
Please note , the following are not eligible to apply with us:
- Taxi drivers
- Couriers Delivery drivers
- Driving school instructors
- Single hire operators
Have these ready before you apply
- Personal details — name, marital status and driving licence information
- Address history for the last 3 years
- Contact details — email address and mobile number
- Employment details for the last 3 years — employer name, address and job title
- Income and monthly expenditure details
- Bank account details — for your monthly direct debit
Honda Financial Services are committed to lending responsibly. We are a member of the Finance and Leasing Association and subscribe to their lending code.
Find your nearest Honda dealer
Your Honda dealer will guide you through the finance application.
View our latest new motorcycle offers and calculate your monthly payment
Explore the latest new Honda motorcycle offers, estimate your monthly payments and start exploring finance options.
Looking for a used motorcycle?
We also offer finance for used Honda motorcycles. Find out more about the products we offer and find a dealer to discuss your options.
Related FAQs
Will applying affect my credit score?
When you apply for finance, we will complete a hard search of your credit file. There are no exact formulas, but it may cause a minimal reduction in your credit score. It would likely have a more significant impact if you were to apply for finance several times with the same or different lenders in a short period of time.
How long does the application process take?
Your Honda dealer can guide you through the application process and if you have all the relevant information to hand, it shouldn’t take longer than 20 minutes to complete.
What happens after I apply?
Once your application has been submitted, we often give you an immediate decision, but we always aim to respond within two hours. Sometimes we may request additional information to support your application and this may mean it takes slightly longer. Evenings, weekends and Bank Holidays may also mean it takes a little longer. Once your finance has been approved and the delivery of your motorcycle is scheduled, we will email a link for you to read and electronically sign your finance agreement.
Can I apply for used motorcycle finance?
Yes, we offer finance for new and used motorcycles sold through Honda dealers. Your Honda dealer will be able to guide you through the process. We even offer a loan for motorcycle accessories and clothing.