Car Finance

Simple, flexible, convenient
ways to finance your Honda

We offer a range of car finance packages on new and used cars, that can be tailored to suit your needs and budget - starting from 0% APR representative on selected new models. Our finance packages come with the reassurance you are dealing with Honda Finance, leaving you to focus on choosing the Honda you love. Who better to finance your car than the people who built it.

Personal Contract Purchase (PCP) - financing your new car

PCP is for you if

  • monthly

    You want a low deposit
    and monthly payments.

  • exchange

    You want flexibility to
    exchange, return or buy
    your car at the end of
    your agreement.

  • costs

    You want to avoid the
    maintenance costs of
    an ageing car.

How it works arrow

  • Using your annual mileage, we work out what your car will be worth at the end of the agreement (known as the 'Guaranteed Future Value').
  • Your payments are based on the difference between the original price of the car and the Guaranteed Future Value (plus interest and charges). Because you're not paying off the whole cost of the car, we can keep your payments nice and low.
  • At the end of the agreement you can choose to return the car to us or trade it in for a brand new Honda without having to pay off the Guaranteed Future Value. But if you do want to keep the car, you just need to pay off this final charge to own the car outright.

Honda Hire Purchase (HP) - financing your new car

HP is for you if

  • monthly

    You can put down a
    deposit on your new car.

  • exchange

    You want to own the car
    outright at the end of your
    purchase agreement.

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  • You pay a deposit at the start of the agreement.
  • Your monthly payments are based on the difference between the price of the car and the deposit* amount, plus any interest charges.
  • You can make your payments over one to five years depending on your budget.
  • At the end of the agreement, you own the car outright.
  • * Deposit and agreement length are subject to terms and conditions of any applicable new car offer.

Honda Gap Insurance - protecting yourself if your car is written off or stolen


  • If your car is written off or stolen, Honda Gap Insurance will bridge the gap between your original purchase price and your insurance pay out.
  • You'll be able to buy a new car just as good as the one you lost.

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  • If your car is damaged or stolen, it's likely your insurer will give you its current market value. That may be much lower than the price you paid for it and not enough to buy a replacement.
  • Honda Gap Insurance will pay you the difference between the current market value and the price you originally paid for your car, bridging the gap between your insurance payout and the cost of a replacement car.
  • Honda GAP covers your vehicle up to a maximum purchase price of £42,500.*
  • * Terms and conditions apply. See brochure for full details